This is a fantastic idea that not only helps you cut the cost of commuting, it also reduces our carbon footprint by encouraging the use of public transport.

Buying an annual season ticket for public transport works out cheaper than buying weekly or monthly tickets – but this can be a high one-off cost.  Through our scheme, N Brown offers colleagues an interest-free loan covering the cost of an annual public transport season ticket.  You can then pay this off in manageable instalments through deductions from your wages.

A season ticket is so much more convenient – no more queuing in draughty train stations, struggling with tram ticket machines or fumbling for change on the bus in the morning … all you need to do is complete the paperwork once a year and we’ll buy your ticket for you.  It’s simple!

Here are some examples of the potential benefits:

  • Overall Saving.  If you work five (or more) days a week and commute to work on public transport, an annual ticket should save you money.  How much you save will depend on the method of transport you use, what type of ticket you usually buy and your route to work.  Check out the links below for examples of the potential savings for each scheme.
  • Spread the Cost.  Paying regularly through your wages makes it easier to manage your finances – you know your commuting costs are covered and you don’t need to worry about them.  Paying in 10 equal instalments also means that for 2 months a year you’ll have no travel costs at all
  • Convenience.  No more queuing in draughty train stations, struggling with tram ticket machines or fumbling for change on the bus in the morning… all you need to do is complete the paperwork once a year and we will arrange the purchase of the ticket for you
  • Annual Travel covered.  Your ticket is valid for a full year and you can use it as often as you like, at any time, not just for your commute
  • Reduce your carbon footprint.